Director pay · Calculator
What is the most tax-efficient way to pay yourself?
Enter your company profit and we'll work out the best split of salary, dividends and pension for the 2026/27 tax year. No email required, and nothing leaves your browser.
Tell us about you
£
Caps your dividends at the £50,270 higher-rate threshold and routes the surplus profit into an employer pension contribution (invested now, drawn later), so you avoid 40% income tax and higher-rate dividend tax.
2026/27 rates, England, Wales and Northern Ireland. Worked out in your browser, nothing is sent to us.
Your recommendation
On £90,000 profit, here is your most tax-efficient split
Salary
£12,570
17% of your pay
Dividends
£59,826
83% of your pay
Pension
£0
0% of your pay, deferred
Take-home now
£60,487
Cash in your pocket this year, after all tax
Into pension
LATER£0
Grows tax-free, not spendable until retirement
Tax saved vs paying yourself all in dividends
£1,604 a year
All salary
£33,673
37% effective rate
All dividends
£31,117
35% effective rate
This recommendation
£29,513
33% effective rate
Where the tax goes
Corporation tax£16,468
Employer National Insurance£1,136
Income tax on salary£0
Employee National Insurance£0
Dividend tax£11,909
Student loan repayment£0
Marriage allowance saving-£0
Total tax£29,513
Effective tax rate33% of profit
This is a preview. The full report goes further.
Open a report with the complete numbers, a plain-English plan for what to do next, and notes on Scottish tax rates.